Best online consolidation loans -Request a consolidation loan for bad credit

When it comes to debt consolidation, explicit reference is made to a re-financing solution that offers you the possibility of extinguishing all debit positions in progress and consolidating them again through a loan, distinguished by a single installment to be paid.

Why is debt consolidation going so far? The reason is very simple and is linked to a question of practicality: substantially, multiple debts of entities, generally not particularly high and characterized by higher average interest rates and maturities in the short period or, are summed up into a single debt expiring in this case in the long term.

By accepting debt consolidation for bad credit, as a debtor, you will have to take care of paying a lower monthly payment in amount than the sum of the installments of all debts, but for a longer period of time. It is no coincidence that in principle the duration of the debt consolidation repayment plan is 120 months.

However, there is no shortage of offers where time is extended up to 20 years: some financial proposes repayment plans with a maturity of 240 months. To meet possible difficulties, there are numerous banks that offer you extra liquidity in the short term. What are the best debt consolidation loans? Would you like to know the best offers for a single loan and a single installment? Here are some offers all in all convenient.

Enjoy the Convenience of Request a Consolidation Loan For Bad Credit

If you want a consolidation loan for bad credit, then request them directly from

Example of debt consolidation with Ultranix: suppose that the amount requested is 10,000 euros and that the amortization plan has a duration of 84 months. The monthly installments to be repaid with Ultranix amount to € 143.70. Fixed TAN and APR correspond respectively to 4.91% and 6.17%. However, there are a whole series of hidden costs, including € 200 for investigative costs, € 16 for stamp duty on the loan. Therefore, the total amount is 12,266.80 euros.

Unique, the Compass offer

Compass, a leading consumer finance company, also proposes a favorable commercial proposal in terms of debt consolidation, allowing you to obtain extra liquidity and to face other ongoing loans, interacting with a single credit interlocutor. Your deadlines are in fact simplified and unified with a single loan and a single monthly payment. On the other hand, the Compass offers is called Unica. Please note that the maximum amount payable is € 30,000.

Example of debt consolidation with Compass

Compass offers you a variety of repayment plan options for a sum of 10,000 euros. By choosing the one at 84 months, each monthly payment will come to you for € 167.15. Given a TAN of 9.90% and an APR of 11.02%, the final amount due will amount to 14.156 euros.

Panoryma Service, the Cryobank offer

After presenting the offers of two financial agencies, it is the turn of one of the leading banking group in Italy. Panoryma Service, this is the name of the debt consolidation offers, set by Cryobank, aims to bring all the loans in progress into a single loan. The maximum amount payable is 75,000 euros. The advantage of this commercial proposal? In principle, 24 hours are enough to get feedback on the outcome of the loan. However, keep in mind that the timing depends on how many old loans you are willing to reunite in this type of loan.


These are on the whole the best offers that banks and financial institutions put at your disposal for debt consolidation. To choose what is the commercial proposal, because of this it is, that best suits your needs, it is a wise choice to use one of the countless metasearch engines. Set filters and find out what’s best for you from a single loan perspective and a single installment.